Here’s What the 2025 Naperville Market Is Telling Us
If you’ve owned your Naperville home for a while — especially a larger 4+ bedroom home — you might be asking:
“Should I sell now or hold off?”
With interest rates still hovering above 6% and home prices continuing to rise, the answer isn’t as obvious as it used to be. So let’s break it down with current data.
🔍 Naperville by the Numbers (as of July 2025)
- 🏠 Median sale price: ~$650,000
- ⏱️ Days on market: 8 (yes, single digits)
- 💰 45% of homes are selling over asking
- 📉 Inventory remains low, giving sellers a serious edge
So yes — buyers are still out there, and they’re moving fast.
🧓 Downsizing? The Window Is Wide Open
If your kids are grown and the house feels like too much, this is your moment:
- Large homes are in high demand
- Buyers are competing — no renovations needed
- Most downsizing sellers are walking away with 6-figure equity
And guess what? Many are using that equity to buy their next place in cash. You could simplify your lifestyle without adding a new mortgage.
👨👩👧 Need More Space? Naperville Move-Up Buyers Are Winning Too
Buyers upgrading from townhomes or starter homes are active:
- They’re staying local — especially in Districts 203 & 204
- Move-up inventory ($600K–$750K) is tight, but still accessible
- Those with equity are putting down large deposits and winning bids
If you’re already a homeowner, you’re in a better position than first-time buyers right now.
💡 But What About Interest Rates?
Yes, rates are higher than a few years ago. But here’s the truth:
🔒 Many current homeowners are rate-locked, so they aren’t selling
🔥 That’s keeping inventory low — and your listing more valuable
Sitting on a 3% mortgage is nice — but sitting on $200K in untapped equity? That’s worth evaluating.
📈 So… Should You Sell Now?
If you:
- Own a large home in Naperville
- Have lived there 10+ years
- Want to simplify your life or move up…
📣 The market is telling you: yes — this is still a great time.
📞 Let’s Talk About Your Situation
Selling a home isn’t just about timing — it’s about planning your next chapter. Whether you’re thinking of downsizing or upgrading, I can help you:
✅ Understand your home’s value
✅ Compare downsizing or move-up options
✅ Build a clear game plan
👉 Click here to get your free home valuation or schedule a quick strategy call today.